John Turnham

Founder and CTO, Wallet Inc.

John founded Wallet Inc. and builds the platform it runs on. He writes here about the thing he spends his time on: how a business keeps the customers it already has, and why so much of that work fails at the last step, when nobody can reach anyone.

John Turnham is the founder and CTO of Wallet Inc.

Wallet is built on one observation. Most businesses are good at getting somebody through the door and bad at everything after it. The gap is rarely effort and almost never intent. It is that the relationship ends at the receipt, and nothing carries it forward: no name, no way to reach them, no reason for them to come back that they can actually see.

The company's answer is a branded wallet a customer opens with no app and no login, and a four-stage journey behind it, Visitor to Subscriber to Customer to Member, that a business can actually run rather than just describe.

What John writes here comes out of building it: what merchants ask for, what they abandon, and the distance between how loyalty is sold and how it works in a salon, a taproom or a store at four o'clock on a Tuesday.

How these articles are made

These articles are researched and drafted with AI assistance, and every one is reviewed and approved by John before it is published. Product claims are checked against what the platform actually does today rather than what it is meant to do, and anything not yet true is either cut or marked. Statistics are traced to a named source or they do not run. Where an image shows the product, it is staged demo data: no real merchant and no real customer ever appears.

25 articles